Services
At Webb Pension and Benefits we take a different approach to managing your investment. We look to leverage our expertise in both Group Retirement and Group Benefits to drive maximum value for our clients. We are experts and consultants, not generalists or sales people. We work to build a trust relationship with our clients that will allow them to look at us as an extension of their Human Resources team. We work in partnership to effectively communicate the value of your employee benefit plan to employees and provide them with the tools and resources they need to be successful when it comes to their retirement and well-being. As the cost of providing benefit plans continues to increase, due to factors such as government cut backs, the introduction of biologics and inflation, we use our expertise and experience to manage your plan at marketing, renewal and continued analysis. We provide expert evaluation and analysis of your programs to ensure you are meeting your fiduciary responsibilities and controlling costs, while still driving value to your employees.
Evaluation and Analysis
We work closely with our clients to understand their organizations goals, what support they need and financial constraints. We design and adjust plans based on our expert knowledge of best practices, cost stability and integration with shifting government benefits. We empower employers to drive maximum value from the dollars invested in their benefit and retirement programs through effective plan design and expert financial advice and counsel.
Marketing Strategies
Webb Pension & Benefits is a independently owned and operated consulting firm from any bank, trust or insurance company. We work with all carriers in the market to provide our clients with an objective analysis of what carrier best fits their organizations specific needs.
Financial Management
With the rising cost of benefit plans and the ever changing landscape of the Canadian workplace, we provide financially stable solutions when it comes to your group benefit and group retirement programs. Through plan design and a deep understanding of the financial underwriting we design tax effective and sustainable programs that maximize your investment. As experts in our field we are proficient in all underwriting methods, including: Fully Insured, Retention, ASO, Health Care Spending Accounts, Wellness and Healthy Living Accounts and Executive Compensation.
Service and Support
Ongoing service and support allows us to better understand whether your benefit and retirement programs continue to meet the needs of your organization. We help to manage your benefit and retirement programs to ensure they are consistent with your companies goals and values, while driving maximum value.
Communication
Communication is vital to the success of any employee benefit and retirement program. Through employee meetings, webinars and on-going education we work to communicate the value of your benefit and retirement plans. We focus on giving plan members the tools and resources that empower them to take control of their physical and financial wellness.
Renewal Management
We take a proactive approach when managing your group benefit renewal, working with you to educate and communicate the financial integrity of the plan. We send out quarterly experience reports to provide you with updated information on what you can anticipate at renewal, We partner with you well in advance of your renewal date to provide sustainable solutions without compromising the integrity of the plan. We negotiate on behalf of our clients to assure renewal rates are where they should be not where the insurance companies want them to be.
Claims Assistance
We ensure that your program is properly underwritten for smooth claims response times and adjudication. Having strong working relationships with Canada's premier Insurance Carriers we are able to advocate on behalf of your employees and intervene when necessary to provide a positive outcome for all parties.
Managing Fiduciary Risk
Investing in your employees health and wellness, whether it be physical or financial, is a large responsibility taken on by small businesses and corporations in Canada. Along with the many responsibilities of implementing a benefit and retirement program, there is the risk for potential exposure without the proper support and guidance. We provide plan sponsors the right tools and resources they need to mitigate and eliminate their fiduciary risk.